Financing with Our Dealership

Lincoln of Coconut Creek takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
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Competitive Rates

No Hassle Credit Checks

Flexible Payments

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Should You Lease Your New Lincoln of Coconut Creek Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Lincoln of Coconut Creek can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?

Welcome to Our Financing Department

Welcome to Lincoln of Coconut Creek's Finance Department, your auto loan and car lease resource. We're eager to provide financing for your new car, or we can assist in used car financing. Check out our online car loan calculator for an instant car loan rate. Then, proceed to our online finance application.

Low interest car loans are available for customers with existing loans. We can help you refinance your car loan or adjust the term of the contract. You're just a step away from approved car financing!

Your privacy is important to us.

Lincoln of Coconut Creek takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Lincoln of Coconut Creek

    5601 W Sample Rd
    Coconut Creek, FL 33073-3412

    • Sales: 754-238-6048
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Get in Touch

  • Contact our Sales Department at: 754-238-6048
  • Monday9am-8pm
  • Tuesday9am-8pm
  • Wednesday9am-8pm
  • Thursday9am-8pm
  • Friday9am-8pm
  • Saturday9am-8pm
  • Sunday12pm-6pm

Lincoln Finance FAQs

Find answers to common Lincoln financing and leasing questions at Lincoln of Coconut Creek, including online applications, credit history, payments, trade-ins, current offers, and pre-owned financing for Coconut Creek and South Florida shoppers.

Can I apply for Lincoln financing online before visiting Lincoln of Coconut Creek?+
Yes. You can complete the secure online finance application before your visit. This gives our finance team the information needed to review financing options based on your application and the vehicle you choose.
Can I apply for Lincoln financing with a limited or developing credit history?+
Yes. A limited or developing credit history does not prevent you from applying. The finance team works with a range of credit backgrounds, while approval, rates, down payment requirements, and other terms depend on your individual application and available financing programs.
What affects my estimated monthly Lincoln payment?+
Several factors can affect your estimated payment, including the vehicle price, down payment, trade-in value, finance term, and interest rate. Changing those factors can change the estimate, while your final payment will depend on the approved financing terms and completed transaction.
Should I finance my Lincoln or choose a Red Carpet Lease?+
It depends on how you plan to use and keep your Lincoln. Financing builds equity and leads to ownership once the loan is paid, while a Red Carpet Lease uses a set term and mileage structure and may offer a lower payment than a similar-term financed purchase. If you currently lease a Lincoln, you can also review our lease-return information for details on your options when the lease ends.
Can I trade in my current vehicle and use its value toward my Lincoln purchase or lease?+
Yes. You can use the Kelley Blue Book Instant Cash Offer tool to start valuing your current vehicle online. If you move forward, your trade value can be considered as part of your Lincoln purchase or lease.
Where can I find current Lincoln finance and lease offers?+
You can review available Lincoln cash and finance programs on the current incentives page. Because offers and eligibility can change, check the current programs rather than relying on a previously advertised rate or incentive.
What information do I need to apply for Lincoln financing?+
Start by completing the online finance application with the personal and financial information requested in the form. The exact supporting documents needed can vary by application, and our finance team can let you know if anything additional is required.
Can I finance a pre-owned or Certified Pre-Owned Lincoln?+
Yes. Financing is available for pre-owned vehicles, including standard pre-owned and Lincoln Certified Pre-Owned vehicles. Final rates and terms depend on your application and the vehicle you choose.